Expatriate Health Insurance
Health cover for expatriates living and working in the Maldives.
Cover while they live and work here
Expatriate health insurance is designed to meet the mandatory requirement for expatriates working in the Maldives. It pays for outpatient and inpatient treatment in the Maldives, and for repatriation of mortal remains. We arrange it with insurers in the Maldives.
Who can be covered
- An individual expatriate
- A group of expatriate staff, arranged by the employer
What is covered
- Outpatient treatment: consultations, prescribed medicines and tests
- Inpatient treatment: hospital stays and surgery
- Repatriation of mortal remains to the home country
Employing expatriate staff?
Send us the list. We arrange cover for the whole group, and for new arrivals as they join.
Three things worth knowing first.
- Cover is for treatment in the Maldives. Treatment abroad is usually not included
- A co-payment can apply at private medical centres. Government medical centres usually carry none
- Private room accommodation in hospital is usually excluded
For a quote
Send us four things.
- The name and passport details of each person to be covered
- The work permit number of each person
- The employer’s name
- The date cover should start
Common questions
- Is health insurance mandatory for expatriate workers in the Maldives?
- Yes. Expatriate health insurance meets the mandatory requirement for expatriates working in the Maldives. It pays for outpatient and inpatient treatment in the Maldives and for repatriation of mortal remains.
- What do I need to insure my expatriate staff?
- Four things for each person: name and passport details, the work permit number, the employer’s name, and the date cover should start. Send the list and Seguro arranges cover for the whole group, and for new arrivals as they join.
- Does it cover treatment abroad?
- Usually not. Cover is for treatment in the Maldives. A co-payment can apply at private medical centres, and private room accommodation in hospital is usually excluded.
How to claim
Tell us
Contact our Claims Hotline or email us as soon as a claim arises.
We guide you
We advise you on documentation and communicate with the insurer.
We follow it through
We monitor the claim’s progress and check the settlement is in line with your policy entitlements.
This page is a summary. Cover is subject to the terms, conditions and exclusions of the insurer’s wording, which prevails. Seguro is a broker and arranges cover with the insurer.
