Home Content Insurance
Cover for your home and what is in it, arranged with insurers in the Maldives.
Cover for your home and belongings
We arrange home cover with the insurers we work with in the Maldives, on conventional or Takaful terms. What is covered depends on the insurer and the policy you choose. Tell us about your home and we will show you the options side by side.
Types of cover
Contents
The belongings inside your home.
Building
The house, flat or apartment itself. It can be insured with the contents.
What policies usually cover
- Fire, lightning and explosion
- Storm, flood and other natural disasters
- Impact by vehicles
- Bursting or overflowing of water tanks and pipes
Applying for a housing loan?
Banks ask for home insurance when you apply for a housing loan. Tell us which bank, and we will arrange the cover it asks for.
Three things worth knowing first.
- Theft, riot and strike cover is standard with some insurers and an optional extra with others
- Loss of rent, breakage of fixed glass and liability to the public are optional extensions on most policies
- War and similar risks are not covered
For a quote
Send us four things.
- A copy of the land or home registry
- An ID card copy of the owner
- Pictures of the items you want insured
- A valuation report, if you have one
Common questions
- What does home insurance in the Maldives cover?
- The belongings inside your home, and the building itself if you add it. Policies usually cover fire, lightning and explosion, storm and flood, impact by vehicles, and burst or overflowing water tanks and pipes. Theft, riot and strike cover is standard with some insurers and optional with others.
- Do I need home insurance for a housing loan?
- Banks ask for home insurance when you apply for a housing loan. Tell Seguro which bank and we arrange the cover it asks for, on conventional or Takaful terms.
- What do I need to get a quote?
- A copy of the land or home registry, an ID card copy of the owner, pictures of the items you want insured, and a valuation report if you have one.
How to claim
Tell us
Contact our Claims Hotline or email us as soon as a claim arises.
We guide you
We advise you on documentation and communicate with the insurer.
We follow it through
We monitor the claim’s progress and check the settlement is in line with your policy entitlements.
This page is a summary. Cover is subject to the terms, conditions and exclusions of the insurer’s wording, which prevails. Seguro is a broker and arranges cover with the insurer.
